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Insights, news and announcements reflecting our commitment to improving the life insurance industry.
Learn the details of the information provided by MIB Total Line Codes, and understand how to use them to uncover and address non-disclosure and anti-selective behaviors.
MIB and Munich Re Life US announced a strategic partnership to increase access to electronic medical data and develop advanced data analytics capabilities. As part of this initiative, MIB is acquiring Clareto from Munich Re Life US.
U.S. life insurance application activity was flat Year-over-Year (YOY) in April 2025 compared to April 2024 at +0.5%. When comparing April 2025 to the same month in prior years, activity was up +10.9% compared to 2023 and up +9.3% compared to 2022. On a Year-to-Date (YTD) basis, activity through April 2025 was flat at +0.7% compared to April 2024. On a Month-over-Month (MOM) basis, April 2025 was down -8.9% compared to March 2025.
This case study, using real data from one of our members, demonstrates how Total Line Codes work to reveal undisclosed information, improving risk assessment and decision-making.
