The impact of anti-selective behavior on the life insurance industry is substantial. Resent research by MIB, conducted in partnership with RGA, provides insights into key aspects of this challenge. Read our blog for a summary of research findings, as recently presented at the RGA Fraud Conference.

Our new video series demonstrates examples of real-life applications from one of the MIB Total Line Service’s subscribing members with insights exposing non-disclosure, potential over-insurance, stacking, and/or churning.

U.S. life insurance application activity ended Q3-2024 flat at +0.9% Year-to-Date (YTD). When taking a historical lookback, YTD activity through Q3-2024 was up +3.7% compared to 2022 and was down -2.8% compared to 2021.

In today's digital age, electronic medical records are proving to be an essential resource for life insurance underwriting. Yet many myths persist. In this blog, we will debunk the common misperceptions we've heard from our members and clients and present the true facts.