U.S. life insurance application activity saw double-digit Year-over-Year (YOY) growth in September of +15.2%, achieving the highest YOY growth rate a on record for the month of September, and ending Q3-2026 at +15.6% growth Year-to-Date (YTD).

EHR adoption has brought a new language to life insurance underwriting. This first installment of our EHR terminology series defines the foundational concepts every insurer should understand, from EHRs and EMRs to interoperability and structured data.

8 large face policies issued across 8 different carriers, 7 lapsed after 1 year, with the 8th appearing to follow suit. And the pattern continues with a new application at carrier number 9. Could this be adverse agent behavior?

Conversations at LIDMA 2026 reflected an industry focused on applying innovation in practical ways. This recap shares our key takeaways, from AI use cases and expanding accelerated underwriting to watching persistency as underwriting speeds up.