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Insights, news and announcements reflecting our commitment to improving the life insurance industry.
U.S. life insurance application activity saw growth in January 2026 compared to January 2025, with Year-over-Year (YOY) activity up +9.5%, the highest YOY growth rate for any January on record.
MIB today announced an agreement with Equifax to offer access to real-time employment and income verification data, supporting improved financial underwriting and risk management.
This case study, based on real data from one of our members, an applicant applied for a policy and failed to disclose 11 terminated policies, 9 of which were written by the same carrier processing the current application. It illustrates how industry‑wide data from the Total Line Alert revealed a history of repeated lapses that internal systems alone failed to capture.
U.S. life insurance application activity finished 2025 with record-breaking year-to-date (YTD) growth of +6.8% compared with 2024, representing the highest annual growth rate on record. Read the full 2025 MIB Life Index Annual Report for insights into the drivers behind this record breaking activity.