U.S. life insurance application activity showed double-digit growth of +14.3% Year-to-Date (YTD) in Q1-2026, representing the highest Q1 growth on record and achieving the highest total volume for any quarter on record.

As life insurers accelerate automation, the real challenge isn’t what to automate—but how to do it while preserving judgment, accuracy, and trust. In this blog, Jeff McCauley, President of Paperless Solutions Group, offers perspective on what insurers should be thinking about as automation reshapes underwriting and distribution.

Life insurers continue to face meaningful challenges related to policy lapses, particularly when coverage terminates early or repeatedly. According to a recent study from RGA and MIB, lapses are often behavioral in origin, repeat‑driven, and multi‑carrier in nature. Read this blog for an executive summary of the study findings.

In this video, we provide insights into trends in application activity at the state level in 2025.