Learn the details of the information provided by MIB Total Line Codes, and understand how to use them to uncover and address non-disclosure and anti-selective behaviors.

This case study, based on real data from one of our members, demonstrates a scenario where the Total Line Alert was used to remind the applicant of in force coverage (in the form of a key person policy placed by their employer) that they had completely forgotten was in force.

Leveraging findings from recent fraud studies and data from MIB’s contributory databases, MIB’s Trey Reynolds and Patti DeWitt examine key areas of fraud concern, providing insights into implications for the life insurance industry.

U.S. life insurance application activity ended the first half of 2025 up +1.7% Year-to-Date (YTD), with activity in June up 6.6% Year-over-Year (YOY).