The insurance industry’s one-stop-shop for medical records.
More medical records for faster underwriting, from a partner you know and trust.
MIB Electronic Medical Data Service℠
The MIB Electronic Medical Data Service (formerly MIB EHR) helps to accelerate the underwriting process by automating medical data retrieval.
All the data you need from one consolidated source
Traditional methods for obtaining a full medical history for an applicant are expensive and it can take weeks to obtain physician reports. The MIB Electronic Medical Data service automates the process of obtaining records, optimizing the use of available data and enabling a faster turnaround on underwriting.
This service is a single point of access to records from multiple data sources, across EHRs, HIEs, patient portals, and it can systematically reflex to a traditional APS retrieval process. With one consolidated interface, you can eliminate the cost and hassle of working directly with multiple partners and APS vendors.
Broad access – Rapid delivery
MIB is the only third-party provider in the life insurance market offering access to all of the top three EHR systems in the US—Epic, Cerner and Allscripts—and over 5,400 patient portals. We efficiently and cost effectively deliver the medical information your underwriters need. With over 73% of our records released within 24 hours, our system turns around records 90% faster than the average traditional APS – and at more than half the cost.
Sole focus on insurance
As a trusted industry partner for more than a century, only MIB brings industry expertise focused solely on improving underwriting. With our industry knowledge and connections and our access and capabilities, MIB is the clear partner of choice to be the life insurance industry’s single source of access to medical data for underwriting.
A conversation about use of electronic medical data in underwriting
Hear two former underwriters discuss various topics related to use of electronic medical data within life insurance underwriting.