MIB Electronic Medical Data Service

The MIB Electronic Medical Data Service helps to accelerate the underwriting process by automating medical data retrieval.

All the data you need from one consolidated source

Traditional methods for obtaining a full medical history for an applicant are expensive and it can take weeks to obtain physician reports. The MIB Electronic Medical Data service automates the process of obtaining records, optimizing the use of available data and enabling a faster turnaround on underwriting.

This service is a single point of access to records from multiple data sources, across EHRs, and HIEs, and it can systematically reflex to a traditional APS retrieval process, across a choice of APS vendors. With one consolidated interface, you can eliminate the cost and hassle of working directly with multiple partners and APS vendors.

Broad access – Rapid delivery

With industry-leading release rates, the MIB Electronic Medical Data Service delivers the medical information your underwriters need in a fast and cost-effective fashion. And with nearly 80% of our records released within less than a day, our system turns around records 90% faster than the average traditional APS – and at an average cost savings of 50%.

Tailored to the needs of underwriting

MIB is taking electronic health data and making it more useful to the life insurance industry by presenting data in a consistent format specifically designed for use in life insurance underwriting. When you use our premium service offered through RiskRighter, underwriters will receive a summarization of EHR data in a consolidated and streamlined format, so they know exactly where to find the most critical information they need each and every time they pull a report.

Additionally, MIB EHR clients can automatically pivot to RiskRighter summaries for EHR data, based on client page count criteria that you determine. This time saving interface, offered at no additional charge beyond the cost of the summary, eliminates the need for manual intervention - saving you time and resources.

Sole focus on insurance

As a trusted industry partner for more than a century, only MIB brings industry expertise focused solely on improving underwriting. With our industry knowledge and connections and our access and capabilities, MIB is the clear partner of choice to be the life insurance industry’s single source of access to medical data for underwriting.